Hard Money Lenders Pasadena

Whether you are new to real estate investing or a veteran, our Pasadena hard money lender is here to help. For those new to REI, King James Lending is here to provide guidance as you embark on your journey. To veterans, we provide coaching for new markets and flexible funding solutions. 

More than a private lender, we are a partner. Our experts offer valuable insight no matter where you are on your REI journey. When you partner with us, your success is our success. Make the right move with trusted advisors on your side.

Private Lending with Expert Coaching

No matter your experience level, real estate investment is difficult to navigate. This is especially true when you want to enter a new market. However, you are never alone when you partner with King James Lending. 

We have a team of seasoned advisors who understand the dynamics of the real estate market. Our goal is to help you make an informed decision and provide loans that meet your needs. We strive to empower our partners so that they can utilize every opportunity.

Guidance & Insight At Every Step

A successful real estate investment journey is a shared goal when you partner with our team. Our Pasadena hard money lender works with you every step of the way to help you leverage every opportunity. We provide guidance and insight to ensure you mitigate risks and optimize your ROI. 

We pride ourselves on providing personalized solutions that meet your needs. Every investment is different, and we work with you to ensure you have exactly what you need to grow. 

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The Services We Offer

Fix-and-Flip Loans

House-flipping loans are precisely what they sound like. They provide the funds necessary to purchase and renovate a property, allowing you to pocket the profit. 

Transactional Funding

When you need to close two deals quickly, transactional loans are an excellent solution. Purchase a property and immediately resell to the end-buyer without traditional loans.

DSCR Loans

A type of real estate investment loan based on the Debt Service Coverage Ratio (DSCR)—a financial metric that evaluates a property's ability to cover its debt payments using its rental income.

Cash-Out Refinancing

This type of loan allows a property owner to replace an existing mortgage with a new one for a larger amount. That allows you to receive the difference in cash. It’s a great way for you to leverage the equity of a home and fund a project. 

Why Choose Hard Money Over Traditional Loans?

  1. Experience: We provide insight to help you find the best solution to your goals. 
  2. Transparency: We pride ourselves on our clear, straightforward approach to hard money lending.
  3. Speed: Secure funding quickly, ensuring you never miss out on a lucrative opportunity.
  4. Flexibility: We provide personalized solutions to meet your specific REI needs.
  5. Local Expertise: As natives of Pasadena, TX, we know the local market inside and out, offering unmatched insights to help you succeed.

Local Knowledge, Nationwide Power

We combine the speed of a national lender with the care and responsiveness of a local partner. From urban flips to suburban rentals and ground-up developments, our team knows how to navigate local permitting, valuations, and timelines—so your funding never holds you back.