Lending with Purpose
Our team collaborates with real estate associations, educators, and nonprofit organizations to expand financial access.
Connect, learn, and grow with us every week. Our meetups bring investors together to share strategies, ask questions, and hear from industry experts — all designed to help you level up your investing game.
Get direct answers to all your funding questions in a supportive, no-pressure environment. Our team breaks down loan options, strategies, and real-life scenarios so you feel confident and informed on your next deal.
You can find us at almost any major real estate event — and probably a few unexpected ones too. We love connecting face-to-face, building real relationships, and helping you expand your network with genuine, like-minded investors.
We've answered some of the most common questions investors ask to help you feel confident moving forward.
No, Texas does not regulate cash-out refinancing for investment properties or second homes. Currently, the law applies solely to primary residences.
Homeowners can use this loan program to start a business, reinvest in an REI project, or buy out a co-owner after a split. Additionally, mortgage-interest deductions can be leveraged when cash is reinvested into a property.
Yes, real estate investors can pull cash from an investment property with cash-out refinancing. Houston REIs use this tactic often to take advantage of different opportunities. However, there are restrictions that apply in Texas.
Texas cash-out refinance loans come with specific rules—they only apply to your primary residence, can’t exceed 80% of your home’s value, and require a six-month waiting period after purchase and one year between cash-out loans. Closing costs are limited to 2% of the loan amount, all liens must be paid off, and you’ll need to wait several years after a foreclosure, short sale, or bankruptcy to qualify.