Hard Money Lenders La Porte

Experienced Lending & Coaching in La Porte

Do you have dreams of building a real estate portfolio? Are you eager to fix and flip houses in your community? Then, you need a trusted La Porte hard money lender. 

At King James Lending, we are a reliable source for flexible funding. As private lenders and experienced REI specialists, we understand the unique challenges you face. From securing an investment property to budgeting for a profit, we know the ins and outs of flipping. 

That’s why we offer hard money loans in La Porte, TX, with personalized terms. Our goal is to serve our clients with integrity and provide guidance that empowers them to make sound decisions. Contact our team today to see how we can help you grow.

More Than Private Loans

When you embark on your real estate investment journey, you need a reliable source of funding. Moreover, you need guidance from experienced investors. Our team understands that every opportunity is unique, requiring a personal approach. 

Partnering with King James Lending means you have an expert advisor. Through one-on-one coaching, we ensure you know what to do every step of the way. 

If you need a La Porte hard money lender you can trust, choose King James Lending. We make the process simple and efficient. Moreover, we understand that these opportunities are urgent. That’s why we streamline our approval process.

Guidance From Experienced Partners

At King James Lending, you are more than a client. When you work with our team, you become a partner. We stay by your side as you build your portfolio to provide advice and insight. 

Our goal is to help you navigate the buying and flipping process to amplify your ROI. When you succeed, we succeed. We take pride in our ability to offer personalized coaching services that help you grow.

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The Services We Offer

Fix-and-Flip Loans

House-flipping loans are precisely what they sound like. They provide the funds necessary to purchase and renovate a property, allowing you to pocket the profit. 

Transactional Funding

When you need to close two deals quickly, transactional loans are an excellent solution. Purchase a property and immediately resell to the end-buyer without traditional loans.

DSCR Loans

A type of real estate investment loan based on the Debt Service Coverage Ratio (DSCR)—a financial metric that evaluates a property's ability to cover its debt payments using its rental income.

Cash-Out Refinancing

This type of loan allows a property owner to replace an existing mortgage with a new one for a larger amount. That allows you to receive the difference in cash. It’s a great way for you to leverage the equity of a home and fund a project. 

Private Loans vs. Bank Loans

  • Speed and Efficiency: Time is of the essence in real estate investing, and we get that. Our loan approval process is quick and straightforward.
  • Flexibility: We personalize our loans to meet your specific needs. Whether your goal is to flip a house or maintain a multi-family rental property, we are here to help. 
  • Expertise: Our knowledgeable team is always ready to provide the guidance you need. Let us ensure you make wise decisions at every step of your investment journey.

Local Knowledge, Nationwide Power

We combine the speed of a national lender with the care and responsiveness of a local partner. From urban flips to suburban rentals and ground-up developments, our team knows how to navigate local permitting, valuations, and timelines—so your funding never holds you back.