Houston’s real estate market doesn’t slow down—and neither should your funding. Whether you’re flipping homes inside the Loop, building out your rental portfolio in the suburbs, or eyeing a mixed-use project, you need a lender who understands the urgency behind every deal.
At King James Lending, we support real estate investors across Houston with fast hard money loans and a streamlined approval process. As a Houston hard money lender with real-world investing experience, we know how to help you capitalize on opportunities without delays.
We go beyond funding deals and help you build a foundation for long-term success. With our team, you get more than a transaction. You get a responsive partner who understands your strategy and offers real guidance throughout the process.
We're here to offer critical insight and offer our expertise as you build your portfolio. Clear communication. No confusion. Just honest insight and a team that’s invested in helping you grow.
Houston is full of opportunity, but every neighborhood plays by different rules. With deep experience in areas like East End, Third Ward, and Spring Branch, we understand the local dynamics that influence your return.
That means we can offer more than fast closings—we help you navigate the market more effectively. When you know where to look and what to watch for, smarter decisions follow. And as your trusted hard money lender in Houston, we’re here to help you make them.
House-flipping loans are precisely what they sound like. They provide the funds necessary to purchase and renovate a property, allowing you to pocket the profit.
When you need to close two deals quickly, transactional loans are an excellent solution. Purchase a property and immediately resell to the end-buyer without traditional loans.
A type of real estate investment loan based on the Debt Service Coverage Ratio (DSCR)—a financial metric that evaluates a property's ability to cover its debt payments using its rental income.
This type of loan allows a property owner to replace an existing mortgage with a new one for a larger amount. That allows you to receive the difference in cash. It’s a great way for you to leverage the equity of a home and fund a project.
Traditional financing isn’t built for real estate investors—but we are. When time is tight and flexibility matters, private loans offer a better path forward:
We’re not just funding deals—we’re helping investors make moves that matter.