Hard Money Lenders Galveston

Private Real Estate Loans in Galveston, TX

If you’re an experienced or new real estate investor, you need a reliable Galveston hard money lender. At King James Lending, our goal is to help you bring your real estate dreams to life. 

We are proud to serve the gorgeous coastal city of Galveston, TX, as the premier private lending agency in the region. That’s because we provide more than simple loans. When you work with us, you gain a trusted partner and advisor. 

Real estate investment is a challenge. However, King James Lending offers the guidance and insight necessary to tackle any opportunity. Our experienced, dedicated team works directly with you to provide exactly what you need to meet your goals. 

Your Hard Money Lender, Your Trusted Coach

As you grow your REI portfolio, it’s easy to feel overwhelmed. Moreover, it’s common to feel a sense of uncertainty. That’s where King James Lending can help. When you partner with our team, we provide insight and guidance every step of the way. 

Backed by years of experience, we personalize our loans and offer 1-1 coaching to help you make confident, informed decisions. As Galveston hard money lenders, we seek to empower our partners. We want you to feel confident as you tackle each and every investment property that comes your way. 

Whether you are new to REI or a seasoned professional, our only goal is your success. In Galveston’s bustling real estate market, you never need to go it alone. Let our team be your partner throughout your REI journey. 

Tackling Galveston REI Loans With Expert Insight

Galveston, TX, boasts a combination of unique charm and strategic opportunities. It’s one of the oldest, largest resort cities in Texas, too. That means it offers a broad range of real estate investment opportunities. 

Find the perfect property for you, whether it’s a beachfront home, historic house, commercial space, or rental. At King James Lending, we understand real estate markets across the Gulf Coast region of Texas. As your partner, we lend our insight and expertise to make your REI growth smooth and profitable. 

The thriving tourism industry in Galveston makes it a great market for vacation rentals. Whether you choose a beach house or a home closer to attractions, you have plenty of choices. With modern and historical sites, the city offers plenty to draw in end-buyers. 

When you partner with our Galveston hard money lender, you gain a partner with a wealth of insight. Let us help you find and secure an investment property that makes sense for your goals.

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The Services We Offer

Cash-Out Refinancing

This type of loan allows a property owner to replace an existing mortgage with a new one for a larger amount. That allows you to receive the difference in cash. It’s a great way for you to leverage the equity of a home and fund a project. 

DSCR Loans

A type of real estate investment loan based on the Debt Service Coverage Ratio (DSCR)—a financial metric that evaluates a property's ability to cover its debt payments using its rental income.

Transactional Funding

When you need to close two deals quickly, transactional loans are an excellent solution. Purchase a property and immediately resell to the end-buyer without traditional loans.

Fix-and-Flip Loans

House-flipping loans are precisely what they sound like. They provide the funds necessary to purchase and renovate a property, allowing you to pocket the profit. 

Why Private Loans Over Traditional Loans?

  • Fast Financing: In real estate, timing is everything. We understand the urgency and strive to ensure you never miss an opportunity. 
  • Exceptional Customer Service: With King James Lending, you’re not just a client, but a valued partner. Our goal is to identify, meet, and support your specific needs and goals.
  • Experience & Knowledge: Our insight is yours to tap because we want to help you succeed as a real estate investor.

Local Knowledge, Nationwide Power

We combine the speed of a national lender with the care and responsiveness of a local partner. From urban flips to suburban rentals and ground-up developments, our team knows how to navigate local permitting, valuations, and timelines—so your funding never holds you back.